Having a good credit score is very important for any citizen. Banks require that you have good credit if you want to borrow money. Moreover, mortgage providers make sure that your credit score is good when you want to buy property or land. Many people, however, do not realize that you need to improve your credit score to secure employment.
Importance in Employment
Times are changing, and the competition in the co
rporate world is increasing daily. Employers are therefore looking for ways to eliminate this competition as a lot of job seekers have similar qualifications. Having a good credit score can, therefore, increase the chances of securing employment. This is because employees are looking to reduce their risk. However, it should be noted that employers cannot view your credit score without your consent, and you will need to give them permission to do so.
How to improve credit score
Always Pay bills on time
This tip is probably the most important factor that ensures that you have a good credit score. One should make sure that all outstanding bills are paid including the small bills.
Only apply for necessary credit
Only apply for credit when you need to. Sometimes people tend to apply for credit even if they have the money or if they are impulse buying.
Keep away from credit accounts
It is advisable to apply for a new credit account only when necessary. Most people with a poor credit score admit that they have several credit accounts. However if you already have a credit account, and your credit score is poor, you can get another credit account. This is because the credit score is calculated by comparing the amount borrowed from the maximum amount the holder can borrow.
Don’t move Debt around
Some people move around debt instead of paying it off, and this leads to a very poor credit score. Make sure you pay your debt as soon as you can.
Be Patient
If you are a victim of bad credit score, maybe due to bankruptcy, pay your bills and wait. It takes time for your credit score to improve and reflect positively.
Make automatic payments
The credit 
score can easily be damaged by only one late payment. The credit card holder should therefore make sure to set up authorized automatic payments on installment loans as long as the installments are equal.
Regularly check your credit score report for errors
Sometimes there is inaccuracy in estimating the credit score, and it can cost the consumer up to 50 credit points. This can lead to a lot of false conclusions.